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Peoples Bank of Alabama offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Yr Fixed Conv
20 Yr Fixed Conv
15 Yr Fixed Conv
5 Year Balloon Portfolio

30 Yr Fixed Conv

30 Year Fixed Conventional Conforming

Term: 30 years   Maximum Amount: $417,000

20 Yr Fixed Conv

20 Year Fixed Conforming Conventional

Term: 20 years   Maximum Amount: $417,000

15 Yr Fixed Conv

15 Year Fixed Conforming Conventional

Term: 15 years   Maximum Amount: $417,000

5 Year Balloon Portfolio

5 Year Fixed ARM Portfolio 

Term: 5 years   Maximum Amount: $417,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.